Build your financial security and protect yourself and your family.
Accidental death and dismemberment (AD&D) insurance protects your family financially if you die or suffer a serious injury resulting from an accident.
Our benefits partner for AD&D Insurance is Zurich.
Basic coverage: DXC automatically provides basic AD&D insurance for employees free of charge (DXC pays the full cost). The basic AD&D benefit amount is equal to one times your base annual earnings.
Supplemental coverage: If you want additional coverage for yourself and your family, you can choose supplemental AD&D insurance when you are newly eligible, during Benefits Annual Enrollment or within 30 days of a qualifying life event. You can choose a benefit amount equal to one, two, three, four or five times your base annual earnings. Your cost depends on the amount of coverage you elect and is payable through convenient pre-tax payroll deductions.
Your total AD&D coverage, basic plus supplemental, cannot exceed $1,000,000.
What to consider:
- AD&D coverage provides financial protection for accidents only, so it is not a replacement for life insurance.
- How much coverage your family needs depends on your personal situation, including other income sources, monthly expenses and short- and long-term debt such as credit card or mortgage expenses.
- The cost of supplemental AD&D coverage is based on the level of coverage you elect. You’ll be able to see the cost for all your options when make your choices.
- You are the beneficiary if you’re seriously injured as the result of an accident. The benefit paid is based on a percentage of your AD&D coverage amount, depending on your type of loss.
- The benefit amount begins to reduce at age 70.
Our AD&D insurance policy number is GTU 0207328. To submit an AD&D claim, please email Jennifer.Pough@Zurichna.com or Celestina.Levering@Zurichna.com.