From routine exams to broken legs to chronic health issues, medical coverage provides the care — and financial protection — you need to be well and thrive.
This page describes the DXC standard medical benefits options. If you live in Hawaii or Puerto Rico, your plan options vary.
DXC standard U.S. medical benefits are offered through the Aon Benefit Experience, which offers a variety of medical plan options, carriers and costs, giving you the flexibility to choose coverage that is right for you and your family.
All our plans include medical care and prescription drugs as well as free in-network preventive care: annual physical exams, well baby and well child care, well woman exams and preventive screenings recommended for your age and gender (such as mammograms and colonoscopies).
You can elect medical insurance for yourself and your dependents when you are newly eligible, during Benefits Annual Enrollment or within 30 days of a qualifying life event.
Determining your cost to participate in a medical plan
There are two components to the cost of participation in the medical plan options:
- Insurance premiums and geographic pricing regions: All plans are fully insured by the carriers. The carriers underwrite and price their plans based on 22 different geographic pricing regions, which reflect differences in risk and cost of care from one part of the country to another. This means that the price you pay for a medical plan varies based on where you live, even if you elect the same plan design, coverage tier and carrier as a colleague living in a different part of the country.
- Company credit: DXC provides you with a credit, which you can use to purchase DXC medical benefits (the credit can only be used for purchasing DXC medical benefits). The amount of credit you receive is based on your home ZIP code and your current salary. If your geographic location, salary or coverage tier changes during the plan year, your company credit may change accordingly.
You pay the difference between the amount of your company credit and the amount of total insurance premium for the plan you choose. You can see both amounts when you log in to the DXC Benefits Center enrollment portal.
Choosing your coverage level
These are the standard coverage levels available to most DXC employees in the U.S.
- Bronze, Bronze Plus and Silver: High-deductible options that let eligible participants contribute to a Health Savings Account (HSA)*
- Gold: A preferred provider organization (PPO) option (or a Health Maintenance Organization in California)
- Platinum: A PPO option that covers in-network care and offers limited benefits for out-of-network care** (not available in California)
An important plan feature that varies in these plans is how the deductibles and out-of-pocket maximums work when you elect coverage for the employee plus one or more family members.
*If you are not eligible for an HSA, a Health Reimbursement Account (HRA) will be set up for you when you earn incentives through the DXC Healthy Behaviors Wellness Program.
**Some insurance carriers in CA, CO, DC, GA, MD, OR, VA, and WA offer an HMO option that covers in-network care only.
Choosing your carrier
You can choose from a variety of insurance carriers, including these national options:
- Aetna
- Anthem
- Cigna
- UnitedHealthcare
Depending on where you live, you may also have regional carriers available to you:
- Dean/Prevea 360 (generally available in WI)
- Geisinger (generally available in PA)
- Health Net (generally available in CA, OR)
- Kaiser Permanente (formerly Group Health in WA)
- Kaiser Permanente (generally available in CA, CO DC, GA, MD, VA, OR, southwest WA)
- Medical Mutual (generally available in OH)
- Priority Health (generally available in MI)
- UPMC (generally available in PA)
Using Help Me Choose
- The Help Me Choose section of the online enrollment process (in the medical/Rx section) can help you select the medical plan that is right for you and family.
- Before you begin the enrollment process, gather the following information and have it on hand when you enroll:
- Your providers’ names and addresses
- Information about your prescription medications, including the name, dosage and frequency
- After you answer ten voluntary questions about your health care needs and preferences, you’ll receive a compatibility score for each of your medical plan options based on what’s most important to you.
- The plan with the highest compatibility score is the medical plan that is most compatible with your and your family’s needs, based on the answers and information you provide.
- You can choose the plan with the highest score, if you’d like, or you can choose any other plan.
See the 2025 Benefits Guide for changes and plan details for next year’s coverage.