Save money on health care and dependent care expenses.
New for 2027
MetLife remains our administrator for Flexible Spending Accounts (FSAs), Health Savings Account (HSAs) and Commuter Accounts. However, MetLife will begin partnering with HealthEquity on January 1, 2027.
This means:
- Day-to-day access to your account will switch to the HealthEquity platform and mobile app.
- You will automatically have an account created by HealthEquity and will receive a welcome kit in December.
- You will receive a new HealthEquity-branded debit card in December if you enroll in an FSA or HSA for 2027, or if you have a remaining balance at the end of 2026.
- While MetLife and HealthEquity are making every effort to mirror prior settings in the system, you will need to enter your bank account details directly into the HealthEquity member portal for reimbursement requests after January 1, 2027.
None of these changes will have an effect on your actual funds.
Don’t forget! You can roll over up to $680 of unspent funds in your Health or Limited Purpose FSA into 2027. You’ll lose any funds above that amount.
A flexible spending account (FSA) lets you set aside tax-free money to pay for eligible health care or dependent day care expenses. By using tax-free money to pay for these expenses, you lower your taxable income, which can reduce the amount of taxes you pay.
You can elect or update your FSA contributions when you are newly eligible, during Annual Enrollment or within 30 days of a qualifying life event. Our partner for FSA administration is MetLife. Through the end of 2026, you can check your FSA balance and submit FSA claims through the MetLife Participant Portal for the DXC Spending Accounts.
Health FSA
If you enroll in a Gold or Platinum medical option or waive DXC medical coverage, you can open a Health FSA, which lets you set aside pre-tax dollars for eligible medical, dental and vision expenses.
If you enroll in the Bronze, Bronze Plus or Silver coverage level, you can set aside pre-tax dollars in a Health Savings Account (HSA) to pay for eligible medical expenses. If you want to set aside additional pre-tax dollars for dental and vision expenses, you will have a Limited Purpose FSA that can only be used for eligible dental and vision expenses.
How much can I contribute?
For 2026, the Health FSA contribution limit is $3,400. Plan carefully when determining how much to contribute:
- You can roll over up to $680 of unspent funds into the next year.
- You lose any unused balance above that at the end of the plan year.
- You generally have until March 31 to file claims for expenses incurred during the previous calendar year.
Dependent Care FSA
You can use a Dependent Care FSA to reimburse yourself for certain caregiver expenses for a child or other dependent, so you can work. The Dependent Care FSA is not for dependent health care expenses and is not dependent on your medical coverage election.
How much can I contribute?
For 2026, you can contribute up to $7,500 (or $3,750 if you are married and filing taxes separately). Plan carefully when determining how much to contribute:
- You lose any unused balance at the end of the plan year.
- You generally have until March 31 to file claims for expenses incurred during the previous calendar year.